is this helpful? real? safe? it's for $1000, but of course there's the 'opportunity' to pay 1.10 a month to get 10k more. i'm in my 60's; it's not like i'm gonna get insurance anywhere else. this would be a cheap way to get insurance where i decide the beneficiaries. [ legal spouse gets the rest, that's fine]

don't remember seeing this kind of offer ever before, so not sure about it. tia.

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