No health insurance? Why now is the time to apply.

Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. There are significant changes for individuals and families that buy their own compliant health insurance policies. A special enrollment period extends through August on Healthcare.gov. If you have a tight income and don’t have health insurance, Clark explains why you should…

401(k) Contribution Limits for 2021

A workplace 401(k) plan can help you save a substantial amount of money for your retirement. But how much, exactly? In this article, I’ll explain the 401(k) contribution limits for 2021, whether you’re contributing to a Roth or a traditional 401(k). Table of Contents What Are the Max 401(k) Contribution Limits for 2021? 401(k) Contribution…

One Month of discovery+ Could Land You a Free Streaming Device

Have you been considering trying out the new discovery+ streaming service? There’s a new offer that may make giving it a shot worth your while! Here are the details. New discovery+ Customers Can Claim a Free Amazon Fire TV Stick Lite Discovery+ is incentivizing new subscriptions with the promise of a free Amazon Fire TV…

smart home buying rule- Extended service

Home buyers are squeezed right now, having to pay more. Clark discusses the supply problem and the logic behind his new rule on your ownership cycle.  /  Extended service contracts, insurance coverage and warranties on electronics & appliances is a key profit push for retailers. Clark explains what type of insurance you actually should have.…

15 Tried-and-True Ways To Save More Money

Almost everyone wants to save more money. And saving is one of the key steps in money expert Clark Howard’s 10-step guide to achieving financial freedom. But how can you start saving when it always feels like there is more month than money? Sometimes little steps add up to big savings. By making small changes,…

Verizon 5G Home Internet Expands Service to More Cities

Verizon continues to expand its 5G home internet service. With the addition of Milwaukee and Tampa on April 8, it’s now available in 30 U.S. cities. This news from Verizon comes on the heels of T-Mobile announcing a large expansion of its 5G home internet service. Verizon and T-Mobile are the only providers currently offering…

Membership has its privileges new home internet choices

Clark reviews the new Best Buy membership program as they compete with the bigs – Amazon Prime, Walmart+ & Costco.  Retailers are challenged to connect in new ways. CVS and Walgreens are also offering memberships.  /   Clark & Christa are testing out T-Mobile’s home internet. Hear their verdict on this flat rate alternative to…

How To Store Your Important Financial Documents Online

There are many reasons people choose to digitize their documents. Having digital copies allows you to find files quickly and easily. You can set up your filing system so that you can access your digital copies from any location. That means you can also share files with others. And there’s the great side benefit of…

How To Store Your Important Financial Documents Online

There are many reasons people choose to digitize their documents. Having digital copies allows you to find files quickly and easily. You can set up your filing system so that you can access your digital copies from any location. That means you can also share files with others. And there’s the great side benefit of…

TD Bank Double Up Card Review: Earn Unlimited 2% Cash Back

Are you looking for a rewards credit card that gives benefits every time you swipe? A new offering from TD Bank may be just what you need. The TD Bank Double Up Card debuted in March 2021 as a new cash back credit card that offers up to 2% back on every purchase you make.…

TD Bank Double Up Card Review: Earn Unlimited 2% Cash Back

Are you looking for a rewards credit card that gives benefits every time you swipe? A new offering from TD Bank may be just what you need. The TD Bank Double Up Card debuted in March 2021 as a new cash back credit card that offers up to 2% back on every purchase you make.…

Report: Cities Where Retirees Are Moving

A recent report shows which cities retirement-age Americans are moving to for reasons ranging from economics to more sunshine. If you’re retiring soon, the report may be a great way for you to find your next destination. Business insurance platform AdvisorSmith examined the U.S. cities that are luring the new residents aged 65 or older,…

Report: Cities Where Retirees Are Moving

A recent report shows which cities retirement-age Americans are moving to for reasons ranging from economics to more sunshine. If you’re retiring soon, the report may be a great way for you to find your next destination. Business insurance platform AdvisorSmith examined the U.S. cities that are luring the new residents aged 65 or older,…

YNAB Review: 5 Things To Know About the Budgeting Tool

If you’re thinking about downloading a budgeting app, You Need a Budget (YNAB) may be worth checking out. I’ve set up a budget on YNAB, checked out what resources it offers and looked at other budgeting tools to see how it compares. In this article, I’ll take a close look at five things to know…

YNAB Review: 5 Things To Know About the Budgeting Tool

If you’re thinking about downloading a budgeting app, You Need a Budget (YNAB) may be worth checking out. I’ve set up a budget on YNAB, checked out what resources it offers and looked at other budgeting tools to see how it compares. In this article, I’ll take a close look at five things to know…

Where Do We Get a Homeowners Warranty on Appliances?

Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. Wanted: A Homeowners Warranty for Appliances When They Break Crystal from Washington asks: “My husband and I recently lost our amazing, super 30-year-old freezer. We now have to buy a new one. Let’s face it: They don’t make them anymore…

Brave new browser / Save a ton on your vehicle loan

We’re always being tracked online but there are browsers and extensions to help protect privacy. Clark has tested a couple and reports on ease of use. / How most of us buy a car is a giant rip off. Clark explains how the game is played and how to obtain – or refi your loan the right way.…

Chase Credit Cards Receive New Disney+ Discount Offer

Are you a Chase credit card user who has an interest in the Disney+ streaming service? Chase just released a new offer that will save select credit cardholders some cash! Here are the details: New Chase Offer Gives 15% Discount on Disney+ For a limited time, select Chase credit card customers get 15% back on…

Top 10 Cars To Buy Used Instead of New

If you’re shopping for a vehicle and trying to save money, you may be weighing your options between a new can and used one. Money expert Clark Howard is a strong proponent of buying used cars. But which used vehicles give you more bang for your buck? Which Used Cars Should You Buy Over New…

These Airlines Are Extending Credits Into 2022

Are you currently holding a credit on an airline for a canceled or postponed trip? In typical times, you’d have only a year to redeem that flight credit. But the airlines are changing their policies, at least temporarily, because of the COVID-19 pandemic. Airlines Extending Travel Credits Most domestic airlines are extending the redemption period.…

How To Open a Roth IRA

Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for retirement. So learning how to open a Roth IRA is something you should consider. In this article, I’ll go through the steps you need to take to open a Roth IRA and give you tips…

U.S. tax system

We’re seeing more focus on how to reach and teach young people about money. There’s collateral damage due to lack of financial education. Some high school programs exist. TikTok is now offering financial teachings of the basics of personal finance. Starting at age 6, the more parents can talk to kids and teach by example…

How To Follow Up on a Job Application

If you’ve filled out a job application recently, you may have noticed that companies don’t often provide information about what to do next. Unless the job listing or company website has indicated otherwise, it’s up to you to follow up on your application. Flexible jobs website FlexJobs recently posted three simple templates for job seekers…

new employee benefit goes toward education costs.

Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. A new federal law allows employers to pay toward employee student loan debt or for a portion their education, through 2025 – tax free for the recipient, deductible for the employer. Clark explains this voluntary benefit – a win-win. Clark Stinks…

NextWorth: 5 Things To Know Before Selling Your Phone

If you have an old cell phone or other device lying around, you may be able to sell it for cash online.  In this article, I’ll take a close look at NextWorth, which is a popular website for selling used electronics. I’ve checked out a few different websites for selling and buying used phones in…

How To Handle Money Anxiety

Do you ever wonder how to handle money anxiety? A poor money situation is a common experience for a majority of people in the United States. In fact, a recent study says 69% of Americans are living paycheck to paycheck. Even though the number has declined since 2019 (from 74%), that’s still more than two-thirds…

T-Mobile Expanding 5G Network To Offer New Home Internet Service

T-Mobile is expanding its 5G network to bring home internet and wireless service to 30 million Americans, many of them in small towns. Even in areas where you can already get high-speed internet service, T-Mobile’s expansion, announced this week, creates competition and gives millions of customers another option for home internet. Table of Contents T-Mobile…

Saving for your Grandchild’s college/Facebook data breach.

Historically, 529 plans owned by grandparents negatively impacted the student’s financial aid profile. That changes this fall. Clark explains the new FAFSA rule, and the WRONG way to set up a 529 account. / The Facebook data breach involves more than half a billion people around the world. What info criminals have and what you need…

Best Free Video Editing Software

Video editing is becoming a much more common skill among content creators, marketers, social media influencers and just regular folks. Even if you’re just making a short video to post online, a few simple edits could help make it more interesting.  In this article, I’ll take a close look at 12 of the best free…