50 Top Stock Picks That Billionaires Love

They say on Wall Street that if you want to make a small fortune, start by investing a large one. The billionaires and big-time money managers below all have fortunes of various sizes, and studying which stock picks they’ve chased with their capital ain’t a half-bad idea. After all, there’s a reason why the rich…

How I Flip Garage Sale Items On eBay As A Side Hustle

Hello! Please enjoy this article from a reader, Rush Walters, on how he flips garage sale and auction items on eBay as a side hustle to make extra income. Depending on who you ask, there are pros and cons to being a high school teacher. One con: income, One pro: having summers off. Both my…

401(k) Contribution Limits for 2021

A workplace 401(k) plan can help you save a substantial amount of money for your retirement. But how much, exactly? In this article, I’ll explain the 401(k) contribution limits for 2021, whether you’re contributing to a Roth or a traditional 401(k). Table of Contents What Are the Max 401(k) Contribution Limits for 2021? 401(k) Contribution…

The Best American Express Credit Cards in Canada 2021

As American Express ads from the 1970s onward suggest, it’s the card many of us don’t leave home without, and with good reason—many reasons, in fact. Amex offers some of the highest-earning and most-perk-filled credit cards around, regularly landing it on the annual rankings of the best credit cards in Canada. As well, it’s the…

15 Tried-and-True Ways To Save More Money

15 Tried-and-True Ways To Save More Money

Almost everyone wants to save more money. And saving is one of the key steps in money expert Clark Howard’s 10-step guide to achieving financial freedom. But how can you start saving when it always feels like there is more month than money? Sometimes little steps add up to big savings. By making small changes,…

This Savings Account Gives Away Up To $25,000 Each Month For Free

This Savings Account Gives Away Up To $25,000 Each Month For Free

This Savings Account Gives Away Up To $25,000 Each Month For Free Welcome to my PrizePool review. PrizePool is a banking account that gives you the chance to win up to $25,000 monthly. I have partnered with PrizePool and all opinions are 100% my own. Are you looking to start saving more money? Perhaps you…

How To Store Your Important Financial Documents Online

There are many reasons people choose to digitize their documents. Having digital copies allows you to find files quickly and easily. You can set up your filing system so that you can access your digital copies from any location. That means you can also share files with others. And there’s the great side benefit of…

TD Bank Double Up Card Review: Earn Unlimited 2% Cash Back

Are you looking for a rewards credit card that gives benefits every time you swipe? A new offering from TD Bank may be just what you need. The TD Bank Double Up Card debuted in March 2021 as a new cash back credit card that offers up to 2% back on every purchase you make.…

Report: Cities Where Retirees Are Moving

A recent report shows which cities retirement-age Americans are moving to for reasons ranging from economics to more sunshine. If you’re retiring soon, the report may be a great way for you to find your next destination. Business insurance platform AdvisorSmith examined the U.S. cities that are luring the new residents aged 65 or older,…

YNAB Review: 5 Things To Know About the Budgeting Tool

If you’re thinking about downloading a budgeting app, You Need a Budget (YNAB) may be worth checking out. I’ve set up a budget on YNAB, checked out what resources it offers and looked at other budgeting tools to see how it compares. In this article, I’ll take a close look at five things to know…

Where Do We Get a Homeowners Warranty on Appliances?

Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. Wanted: A Homeowners Warranty for Appliances When They Break Crystal from Washington asks: “My husband and I recently lost our amazing, super 30-year-old freezer. We now have to buy a new one. Let’s face it: They don’t make them anymore…

Someone Took Out a Loan in Your Name. Now What?

Identity theft wears many different faces. From credit cards to student loans, thieves can open different forms of credit in your name and just like that, destroy your credit history and financial standing. If this happens to you, getting the situation fixed can be difficult and time-consuming….

Brave new browser / Save a ton on your vehicle loan

We’re always being tracked online but there are browsers and extensions to help protect privacy. Clark has tested a couple and reports on ease of use. / How most of us buy a car is a giant rip off. Clark explains how the game is played and how to obtain – or refi your loan the right way.…

Chase Credit Cards Receive New Disney+ Discount Offer

Are you a Chase credit card user who has an interest in the Disney+ streaming service? Chase just released a new offer that will save select credit cardholders some cash! Here are the details: New Chase Offer Gives 15% Discount on Disney+ For a limited time, select Chase credit card customers get 15% back on…

Top 10 Cars To Buy Used Instead of New

If you’re shopping for a vehicle and trying to save money, you may be weighing your options between a new can and used one. Money expert Clark Howard is a strong proponent of buying used cars. But which used vehicles give you more bang for your buck? Which Used Cars Should You Buy Over New…

These Airlines Are Extending Credits Into 2022

Are you currently holding a credit on an airline for a canceled or postponed trip? In typical times, you’d have only a year to redeem that flight credit. But the airlines are changing their policies, at least temporarily, because of the COVID-19 pandemic. Airlines Extending Travel Credits Most domestic airlines are extending the redemption period.…

How To Open a Roth IRA

Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for retirement. So learning how to open a Roth IRA is something you should consider. In this article, I’ll go through the steps you need to take to open a Roth IRA and give you tips…

Marriott Bonvoy: Breaking down the world’s largest hotel rewards program

The Marriott hotel chain’s loyalty program has long been a favourite with travellers, but its recent merger with Starwood Preferred Guest (SPG) and Ritz-Carlton Rewards raised questions for collectors about the program’s relative value and how to earn points. By mid-2018, the three brands successfully aligned their rewards programs to create Marriott Bonvoy, which officially…

Facial Recognition Will Secure Payment Authentication for 1.4 Billion People by 2025

A new study from Juniper Research has found that the number of users of software-based facial recognition to secure payments will exceed 1.4 billion globally by 2025; increasing from the 671 million figure recorded in 2020. This rapid growth of 120% demonstrates how widespread facial recognition technology has become; fuelled by its low barriers to…

Could New UK Laws Stop Gambling Biz from Sponsoring Sports? Don’t Bet on It

A new review of UK gambling laws has been launched by the Department for Digital, Culture, Media and Sport (DCMS) with initial calls for evidence having now closed. But with the UK already imposing some of the strictest advertising and promotional rules in Europe, what could this mean for the future of sponsorship in sports?…

What Is Financial Independence, Retire Early? Answers To FAQs About FIRE

What is financial independence, retire early? Have you heard of the FIRE movement and are wondering what it all means? Early retirement has been extremely popular over the past few years, and I’m sure you’ve heard of it, especially if you follow many personal finance blogs. I know there are a lot of people who…

U.S. tax system

We’re seeing more focus on how to reach and teach young people about money. There’s collateral damage due to lack of financial education. Some high school programs exist. TikTok is now offering financial teachings of the basics of personal finance. Starting at age 6, the more parents can talk to kids and teach by example…

Sharing is Caring: Creating Wealth Through Collaboration

Advancements in technology and the very way we produce everyday items continues to build momentum and efficiency. Something that would’ve taken weeks and many man-hours to complete a century ago can now appear before the blink of an eye, and with the simple push of a button.  What’s more, our knowledge base as a society…

NextWorth: 5 Things To Know Before Selling Your Phone

If you have an old cell phone or other device lying around, you may be able to sell it for cash online.  In this article, I’ll take a close look at NextWorth, which is a popular website for selling used electronics. I’ve checked out a few different websites for selling and buying used phones in…

How To Handle Money Anxiety

Do you ever wonder how to handle money anxiety? A poor money situation is a common experience for a majority of people in the United States. In fact, a recent study says 69% of Americans are living paycheck to paycheck. Even though the number has declined since 2019 (from 74%), that’s still more than two-thirds…

Tangerine credit card review: Is it the best no fee card in Canada?

In the past, Canadians who’ve wanted to avoid annual fees on their credit cards had to accept a stripped-down, perk-less card—but those days are over. Nowadays, consumers with different spending habits and financial goals have strong options in the no fee category, particularly when it comes to cash back rewards. The Tangerine Money-Back rewards credit…

The Top 10 Quickest Fintech Companies To Reach $1billion

Traders of Crypto has announced its research on the world’s quickest fintechs to reach a $1billion valuation.  Many of the fintech startups that have popped up in the last couple of decades have already gone on to see great success, with numerous fintech firms hitting a valuation of $1 billion. For some, it’s been a…

CarGurus Review: 5 Things To Know Before You Buy or Sell

CarGurus is one of the most visited automotive shopping websites in the United States. You can use it to find used and new cars, research car values or list your own car for sale. But is CarGurus the right website for you? Team Clark has explored the process of shopping for and selling vehicles using…

How to cultivate the right mindset for investing success

Successful long-term investing requires self-knowledge and self-discipline. Whether you are just starting out on your investing journey or have been investing for decades, it is critical to have the right “mindset.” Over the long term, the stock market has consistently yielded positive returns. But we know that, from time to time, the stock market will…

How To Prevent, Report and Repair Identity Theft

Identity theft is one of the scary realities of our world these days. It can destroy your financial life: Your bank account can be drained, your credit cards can be used, new accounts can be opened — all without your consent. Whether you’ve personally experienced identity theft or you just want to know how to…