NanoSphere Provides Update on United States Operations

NanoSphere Health Sciences Inc. (CSE:NSHS, OTC:NSHSF) (“NanoSphere” or “the Company”) wishes to provide an update regarding its operations in the United States, along with its California partner, Vertical Companies Inc. We are pleased to announce that Vertical will be completing its first test batch of Evolve Formulas products in the upcoming week. This will be followed by the…

Health Insurance Marketplace Exchange – Any general tips for applying?

Helping a friend whose English isn’t the best apply for insurance tonight through the health insurance marketplace. Never done it before. No idea what to do. I know the deadline is in a week. Any tips, tricks, or general advice for applying? Just go to the website and follow the steps? This is in Virginia…

Afterpay Touch to Commence Share Purchase Program

Afterpay Touch (ASX:APT), a fintech firm announced an update on its share purchase program (SPP). The company had originally announced the the AU$30 million program in June, but had deferred the SPP following the request of the ASX to appoint an auditor to the transaction. On November 25, the company received a favourable report from…

10 Surprising Things That Are Taxable

If you work for a living, you know that your wages are taxable, and you’re probably aware that some investment income is taxed, too. But the IRS doesn’t stop there. If you’ve picked up some extra cash through luck, skill or criminal activities, there’s a good chance you owe taxes on that money as well.…

401(k) and IRA Advice Especially for Women

With longer lives and lower salaries, women should strongly consider contributing more to their retirement savings accounts. Here are some rules on how to pump up IRAs, 401(k)s, 403(b)s and Thrift Savings Plans. * This article was originally published here

Any experience with RESP withdrawal for non-educational reasons

HiSeeking clarity on withdrawing funds from the kids RESP and how the grant clawback calculates. As mentioned in the title, this is for non educational purposes. At this point not looking for alternatives or why not to do this. Thanks. Looking to take out 4K and I’m wondering how the grant clawback is calculated. I.e.…

Retirement planning w/ pension: am I getting this right?

I have a Teacher Retirement System of Texas pension, and I'm trying to figure out if I'm doing my math properly on being diligent with my retirement. First, am I doing my math correctly? The annual annuity equals total percent times the average of my five highest salaries ever, and the total percent is years…

problems with a Scotia STEP mortgage & HELOC

I took out a Scotia Total Equity Plan (STEP) mortgage with an automatically re-advancing home equity line of credit this year to facilitate a Smith Manoeuvre. It is my only dealings with that institution. Before agreeing to give them the mortgage, I was assured in person that the HELOC would automatically re-advance any principle paid…

ikeGPS Announces Half-Year Financial Results

ikeGPS (ASX:IKE), technology firm focused on location and weather analysis announced its half-year financial results for 2019. During the period, the company reported AU$5.24 million in revenues, compared to AU$4.39 million during the same time period last year. ikeGps’s comprehensive loss was cut by over half, reaching negative AU$900,000. As quoted in the press release:…

Tangerine Line of Credit promo

Just a note to those planning on paying this down BEFORE your interest rate climbs. 1. You cannot make deposits DIRECTLY to your line of credit from outside Tangerine.2. Deposits must be made to a non-Line of Credit account at Tangerine (i.e. savings and/or chequing?)3. Once deposits are made to your savings account, they will…

20 year old seeking advice with my savings

I'll keep it short. I'm a 20 year old male living in British Columbia, Canada. I have $40,000 in my savings account and I'm not sure what to do with it. I live with my well off parents (no bills). My job pays me about $65,000 a year after taxes. Its not permanent for me.…

Max out TFSA or buy condo

I’ve got 100k from inheritance. I understand the notion of prioritizing all the tax-sheltered investment accounts such as TFSA but I am also debating on using it as a down payment (20% for a 500k condo). My TFSA only has about $1000 in it and this would be my first home purchase in Greater Vancouver.…

Precious Metals Weekly Round-Up: Trade Deal Uncertainty Moves Gold Higher

The gold price remained above US$1,460 an ounce Friday morning (November 22) supported by concerns a trade deal may not be as close as previously thought. The yellow metal spent the majority of the week in the US$1,465 range. However, on Wednesday (November 20), the price climbed more than US$9 an ounce to end the…

Buddy Receives 500,000 Smart Lighting Order

Buddy Technologies (ASX:BUD), a cloud-based smart lighting company announced that it has received a contract for 500,000 smart lighting licenses from Eastfield Lighting. The deal, Buddy’s largest to date, is valued at US$250,000. As quoted in the press release: “Having spent a lot of time at Eastfield’s factor in Shenzen and seen the vast scale…

Official LBC Digital No-fee Chequing and HISA Thread (3.30% p.a., as at November 20, 2019)

Source press release: https://www.globenewswire.com/news-rele … ealth.html Link: https://www.lbcdigital.ca/ Coming on the heels of the soft launch of the B2B Bank direct-to-consumer digital banking and HISA offering, which had been only in the brokered deposits and banking space, Laurentian Bank yesterday launched its no digital-only offering outside of Quebec. It’s essentially the same as Motive Financial’s,…

Deciding to remove my extended warranty

So I have a 2016 Hyundai santa fe sport about 2 months ago with an extended warranty for 4 years, 48k miles. It cost about $3k. I got the warranty since I'm the second owner and the manufacturer's warranty disappears for me. It covers everything, I just need to pay a deductible when it goes…

I’m afraid I might be mismanaging our 401k investment elections

My wife has a 401k through her work that she contributes to after we've maxed out our two Roth IRAs. Since my job does not provide a 401k, she contributes 25% of her salary (90k) for the two of us. However, I'm the most finance-savy of the two of us, so I've been mainly managing…

HSBC.ca can’t login as of 11/15 6:40 PM

Anyone able to login? This is all I see when i go onto the hsbc.ca login page: Note: Looks like the android app is working fine at least. Statistics: Posted by angel_wing0 — Nov 15th, 2019 6:39 pm * This article was originally published here

Kintavar Begins Drilling Program on the Mitchi Copper Project

Kintavar Exploration (TSXV:KTR,FRANKFURT:58V), announced that it has begun its diamond core drilling program on the 100 percent owned stratiform copper Mitchi project in the province of Quebec. As quoted in the press release: “After a long summer of trenching and learning more about the geology, we are excited to be drilling again at the Mitchi…

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Not getting any help here. Statistics: Posted by Semp12 — Nov 12th, 2019 6:22 pm * This article was originally published here

Which bank is best for RRSP account self investing

Hi guys, Need suggestions on which bank is best for RRSP account self investing. I would be using this account for primarily funding for First Time Home buyers plan I am leaning more towards TD Direct Investing, since I mostly bank with them.Is there any other suggestion for any other bank. Thanks I Statistics: Posted…

Financing an engagement ring with 0% interest.

I have the money now to pay for the ring right now, but I'd rather just pay the ring off monthly so I can hold onto the money in my account now so I don't drain a lot of my savings. I also get a yearly bonus at the end of the year that can…